Smoking burns up your money. Think of it as setting fire to $3,000 every year.
Multiply the number of packs a day you smoke by the price per pack (from about $5 to $10 in the U.S.). It's as much as $300 a month and $3,600 a year for a pack-a-day habit. Now, stop and think what else you might use that money for. If you weren't buying cigarettes you might have enough at the end of 12 months for an exciting vacation getaway or a flat screen TV. To see the money you save and what you can buy with it, try the Savings Calculator.